Simple pricing
Start free. Upgrade when it earns it.
Every plan includes the full offline-first app and all 8 themes. Paid plans add AI at scale, agent access, integrations, and the people you share life with.
Founding members: the first 200 paid accounts get 40% off, locked for the life of the subscription.
The real app, sized for one life.
- 5 boards · 100 notes · 3 habits
- 3 whiteboards · 1 workspace
- Expenses & focus timer (budgets are Pro)
- Full offline-first, all 8 themes
- 25 AI actions / month
- 25 MB attachments
- 7-day full-Pro trial — start anytime, no card
billed annually ($90/yr)
Your AI runs your system.
- Everything unlimited: boards, notes, habits
- 400 AI actions / month
- External AI access (MCP) — Claude, Cursor & friends
- Google Sheets + Calendar sync
- Webhooks, Zapier / n8n
- Budgets & Canva design hub
- 10 GB attachments
- Semantic memory
billed annually · per household ($180/yr)
One plan for the whole household (up to 6).
- Everything in Pro, for up to 6 people
- Chores, allowances & verification
- House points, leaderboards & seasons
- Shared budgets & expense splitting
- Sharing, invites & live presence
- 1,200 pooled AI actions / month
- 25 GB attachments
Replaces a $18–85/mo family app stack.
Teams — $12/seat/mo ($10 annual), minimum 2 seats
Everything in Pro per seat, plus the team hub, member management & roles, live presence, and 50 GB storage.
What the stack costs without The Margin
| If you're a… | The stack you'd juggle | Their total | With The Margin |
|---|---|---|---|
| Individual power user | Todoist Pro + Monarch + Habitica + ChatGPT Plus | ≈ $36/mo | Pro $9 |
| Family | Greenlight + Monarch + Habitica + a shared notes app | ≈ $18–43/mo | Family $18 |
| Productivity maximalist | ClickUp + Notion + YNAB + Sunsama + AI add-ons | ≈ $67/mo | Pro $9 |
Common questions
Can I really use it free forever?
Yes. The free plan is the real app with real limits — 5 boards, 100 notes, 3 habits — plus a taste of the AI. Whenever you want the whole thing, start a 7-day full-Pro trial from your dashboard — one tap, no card needed.
What counts as an AI action?
One typical request to the assistant ≈ one action (about 25k tokens of work). Heavier requests — planning a whole week, deep reorganizations — consume a few. Your meter always shows where you stand.
What happens to my data if I downgrade?
Nothing is deleted, ever. Your data stays on your devices and in your account; anything over the free limits becomes read-only until you're back under them or upgrade again.
How does the Family plan bill?
One price for the household — up to six people, no per-seat math. Kids' accounts are included.
Can my AI assistant really use it?
Yes — that's the point. Pro and above expose 166 MCP tools to Claude, Cursor, or any MCP client, with OAuth. Your agent plans your week; The Margin keeps the record.
Start free, upgrade anytime — no card to get going.
Start free