Plans and limits

This page is about what each plan contains and how its ceilings behave, which is the part that matters once you have chosen. The pricing page has the same prices, billed monthly or billed annually, with a switch between the two.

What each plan costs#

What each plan is for#

Free

the real app for you and one other person. Boards, notes, habits, money in, out and owed, chat, recipes, the Mind and the assistant, with counted ceilings. Invite one person into your workspace to share it.

Pro

one person with nothing counted, and room for one other person like Free. Adds budgets, the Canva design hub, Google Sheets and Calendar sync, webhooks, Agent Pacts and outside agents over MCP.

Family

everything in Pro for one household of up to 6, plus household planning (chores, allowances, the ledger, savings goals, points and houses, the weekly meal plan that fills the shopping list, the wall display), sharing and live collaboration. Kids' profiles count as people and are included. Up to 10 people outside the house can be guests on boards and items you share.

Team

everything in Pro for working with people outside a household, priced per seat: the Team Hub with its admin console, workload and timeline, access controls and audit log, free guests, per-person caps on the shared assistant allowance, and team agents that work the boards on a schedule. It has no family suite.

What Free leaves out#

Free has no budgets, Canva design hub, sharing with people outside the workspace (guests and share links), live collaboration, Google Sheets or Calendar sync, webhooks and API keys (and so the GitHub and Slack connections and Zapier, Make and n8n), Agent Pacts or the morning brief, and it does not read the words in pictures and scans (a scan is still kept as a PDF; see Files and scans). It has no family suite, Team Hub or team agents, and outside agents cannot connect to a Free workspace over MCP. The planning tools (saved views across boards, time blocks, the priority matrix, planning and closing the day, and the done-per-day counts) come with Pro, Family and Team; the board's calendar and timeline views are on every plan. Card dependencies, custom fields and board rules are on Team, because they are for boards a group runs together.

Everything else is there with nothing held back:

• Boards, notes, habits, checklists, whiteboards, templates and attachments.
• One other person in your workspace, invited by email.
• A shared shopping list: one list, up to 30 items on it at a time. Ticked-off items don't count. Paid plans have no limit.
• Money in, out and owed: expenses, income and debts. Budgets are the paid part.
• The recipe box, up to 25 recipes. The weekly meal plan is a Family feature.
• Chat, focus sessions, the planner, the calendar view and the break room.
• The Mind, offline, all eight themes, export, and the assistant with a smaller allowance.

The ceilings, plan by plan#

Boards, notes, habits, whiteboards, checklists, recipes, shopping lists and open pacts are counted per workspace. Shopping items count only while they are unticked, across the workspace's lists. The card ceiling counts one board at a time.

A guest is someone outside the workspace who can open a board or item shared with them and nothing else. Guests never take a seat and cannot invite anyone. Guests are counted per workspace.

A workspace that is neither a family workspace nor a team workspace holds two people on Free, Pro and Family: you and one other person, with an open invitation holding the second place. The person you invite keeps their own free workspace with its own invite. On Family you can also bring people from your own household into another workspace you own without using that place. A third person is refused with what Family and Team add.

A Team's AI actions are one pool, 600 for each seat. An owner or admin can give any member a monthly cap inside it from the Team Hub; nobody has one until it is set, and the owner is never capped.

Why team agents are on Team only#

Team agents are named agents a team makes for itself, run by hand or on a schedule against the team's boards. See Team agents. They are on Team and no other plan, on purpose. Pro is one person's plan, and that person already has Margin Intelligence for anything they would ask an agent. A family's recurring jobs (chores, allowances, the meal plan) already run on schedules of their own. An agent that goes through a team's boards every Monday morning is a team's job. Their runs draw from the team's pooled AI actions, so a cap set on one person still holds.

A family workspace holds 6 people, and an invitation nobody has answered yet still holds a place. A child shared between two homes takes a place only in the home that created their profile; see A child with two homes. A team workspace holds as many people as you have seats. Seats count distinct people across every team workspace the same account owns, so a colleague who is in two of your spaces takes one seat. An open invitation holds a seat too, including one sent to an address that has no account yet.

Changing seats and household size#

The owner changes both in Settings→Billing, with a plus and a minus and a Confirm button. On Team you can also get there from the seats tile in the Team Hub.

• Team seats start at 1 and go up to 500 from that screen. If you need more, write to us.
• Extra household members are for a household bigger than 6. Each one costs $3 a month on annual billing ($36 a year) or $4 a month on monthly, up to 6 more, so 12 people in all. Founding Family members pay the same.

A change is prorated. Seats or people you add are charged for the rest of the current billing period on your next invoice, and ones you remove come back as a credit on that invoice. Nothing is taken from your card when you click.

You cannot go below the people who already hold a place, counting open invitations. Remove someone or cancel an invitation first. Removing a member does not lower the bill by itself; lower the count afterwards if you want to pay for fewer.

A free trial and a plan we granted you stay at their own size (5 team seats on a trial, 6 people in a household), because there is no subscription to add to. Plans are managed on the web; the phone app shows the count and links here.

The card and checklist ceilings are there to stop scripted bulk imports. They sit far above what anyone types by hand.

The trial#

New accounts start on Free. The trial begins when you start it: from the Start here list on your dashboard, by choosing a household or a team in the welcome, from any plan gate you run into, or from the line at the top of the phone app. There is one per account, and no card is asked for.

It runs for 7 days and lifts every workspace you own, each to the plan that matches it. Your own workspace gets Pro. A household workspace gets Family, with the chores, the ledger and the meal plan. A team workspace gets Team. Start it once you have the kind of workspace you are thinking of paying for, and you are trying the plan you would actually buy.

Joining the Discord or starring the repository on GitHub adds 2 free days each, and an invite that lands adds 3. Each one is checked before the days land. Joining the Discord is confirmed with Discord once you sign in there. Starring the repository on GitHub is confirmed with GitHub from your username, and the star has to be newer than your Margin account. An invite pays once the person you invited has joined and made something of their own. Following us on Instagram, X or LinkedIn is welcome, but those sites can't tell us who follows, so a follow earns nothing. Ten days is the most any account can receive, the 7-day trial included, so the order you earn them in makes no difference. Once the ten are spent, every reward pays 13 AI actions for each day it would have added: 26 for the Discord or the star, 39 for an invite. If only part of a reward fits, you get the days that are left and the rest as AI actions, so with one day to go a star adds that day and 13 actions.

The card that lists these sits on your dashboard. It shows each action as Not started, Verifying or Earned, folds to one line, and the X hides it. In the phone app the same card is in Settings→Billing: the GitHub star is checked right there, and Discord's Verify opens Discord's sign-in in your browser, then the card updates when you come back.

When the trial ends you are back on Free. Nothing is charged and nothing is deleted.

What happens at a limit#

Say you are on Free with 5 boards and want a sixth. The app stops the create before it is saved, tells you which ceiling you reached and offers the plans. Delete a board or upgrade, and the five you have keep working either way.

When the AI allowance runs out#

AI actions, weave credits and voice minutes all reset at the start of each calendar month, counted in UTC. Past its minutes, cloud voice uses one AI action for every two minutes, and your device's own dictation is never counted. See Talking instead of typing.

Past the allowance, the assistant draws on top-up actions if you have bought any, and stops when those run out too. It says it has stopped. It does not quietly get worse. Top-ups are bought in Settings→Billing, on any plan: $5 for 150 actions or $20 for 800, and they never expire.

A pause on a very busy day#

The Margin also has a daily limit on what its assistant can spend across the whole service, everyone together, so one runaway day cannot take it down for the rest of the month. If the service gets that busy, the assistant pauses for free plans first, once the day's spending reaches half the limit, while paid plans carry on. It pauses for everyone only if the whole limit is reached. The day resets at midnight UTC (late afternoon or evening in the Americas).

When it is paused, the answer to your message says so in place of a reply. On Free it reads: "Margin Intelligence is paused for free plans for the rest of today, because free plans have used their share of what the service can spend in a day. Paid plans keep working. It is back when the day resets at midnight UTC, or right away on a paid plan. Nothing you did is lost." When everyone is paused, it reads: "Margin Intelligence is paused for the rest of today, because the whole service hit its daily limit. It is back when the day resets at midnight UTC. Nothing you did is lost."

• A pause does not use up your own allowance, and nothing you were doing is lost. Send the message again after midnight UTC.
• Dictation and the rest of the app keep working, and so does an assistant you connect yourself over MCP, which runs on its own model.

Downgrading#

Only new items count against a ceiling. Everything you already made stays where it is and stays fully editable. If a downgrade leaves you above a Free ceiling, you cannot add more of that thing until you are back under it or on a paid plan again. Nothing is deleted.

What is never limited#

Export works on every plan, Free included, and after a trial has ended. It runs in your browser against the copy already on your device, so there is no server in the way to refuse it. See Your data.

Offline works on every plan, and so do all eight themes and the Mind.

Two-factor sign-in works on every plan too. Requiring it of every member is a Team control. See Two-factor sign-in.

Getting things in is free on every plan: quick capture, typing a card in one line, the browser bookmarklet, importing from Todoist, Trello, Google Keep and the rest, and bringing in what another assistant remembers about you. Imports still count toward the ceilings above, and the preview tells you what will not fit before anything is saved. Your email capture address takes up to 50 emails a day, with up to 5 attachments and 8 MB an email, and attachments count toward your storage. How storage is counted, and what scanning and reading the words in a picture cost, is in Files and scans.